Our experienced financial professionals can assist with all of your credit needs. We offer innovative financing strategies as well as an ongoing relationship with your originating officer. Unlike many of the banks in the market, all loan decisions are made locally, and you'll have an ongoing opportunity to meet all of the decision makers. We provide quick responses along with competitive pricing and a banker who knows and understands your business.
Our lending experts understand what drives cash flow in your business and can anticipate how your plans may require a short term cash infusion or pre-approved funds to make an opportune business purchase. A pre-approved line of credit enables you to negotiate pricing and make purchases without application and processing delays. We can provide financing that is flexible and convenient to help keep your business profitable in a competitive market.
We specialize in financing for the purchase or refinance of various types of commercial real estate. Our lending experts will guide you through the process and help you optimize your financial structure.
With our knowledge and experience, we can simplify the complex construction period for you. We'll help you monitor your construction costs, have professional construction inspections performed regularly and disburse your funds with diligence and care using lien waivers and payments directly to the subcontractors.
We understand the importance of supporting small business development to sustain the economic diversity and stability of a community. By working with various loan guarantee programs, such as the US Small Business Administration, we can create a personalized financial business plan to help you succeed. These loans often offer lower down payments, longer repayment terms and can sometimes offer lower rates than conventional loans. In addition, our quick turn-around and hands-on guidance will get you where you want to be.